IOSR-JEF   Volume-10 ~ Issue-5 ~ Sep-Oct 2019

Abstract: A neo bank is a digital bank which often works only through a mobile app and has no physical branches. Neo banks provide a wider used experience than a traditional bank. The rise of neo banks is analogous to challenger models in other industries, such as Airbnb and Oyo for accommodation, and Ola and Uber for transportation. They provide similar products and services through different models, often adopting a more customer focused approach. Neo banks are gaining media attention and can be characterized in many ways. Neo banks are one kind of start-up collections to manage customer's money digitally. Everything that starts from account opening process.........

Keywords: Neo Banks, Traditional Banks

Abstract: Capital structure is a significant area in strategic financial decision making of firms. Several characteristics,both managerial and none managerial, influence a firm's capital structure decision. However, managerial characteristics such as age, level of education, tenure, and functional trackwhich were researched extensively in this research area. The aim of this study is to investigate congruency between managerial characteristics of CFO's and capital structure decision, and the impact on performance of the firm. The study is of particular important since developments...........

Keywords: Chief Financial Officer (CFO), managerial characteristics, capital structure decision, firm performance, age, level of education, tenure, and functional track

Abstract: Stock open price in a trading session is usually located within the trading range of previous day unless there is a good or a bad news about the stock. If it is good news, open price could be higher than the High price of previous day which causing "Up Open Gap". If there is bad news, then open price could lower than the Low price of previous day which causing "Down Open Gap".During the trading session which lasts for 390 minutes in US, stock trading will result in either closing the open gap or leave it opened. This research aims to quantify expected behavior and to find the time of filling the open gap, if it will be closed on the intraday timeframe. Research has used Dow Jones Industrial Average (DJIA) index stocks.

Keywords: Algorithmic Trading, High Frequency Trading, Market Timing, Stock Market, Stock Open Gap.

Abstract: L'entreprise est confrontée durant ses différents cycles de vie à la nécessité de disposer des ressources nécessaires pour financer sa croissance ou diversifier ses activités. Qu'elle soit en phase de démarrage ou de consolidation, l'entreprise est en quête perpétuelle de financement pour investir : élargissement de la clientèle, développement de nouveaux produits, dépenses en recherche et développement, commercialisation et distribution, croissance externe, etc. L'accès aux marchés boursiers permet à l'entreprise de lever des fonds, d'accroitre et de diversifier les différentes sources de financement. Il permet également l'accroissement de la liquidité des titres, la diversification du patrimoine............

Keywords:Introduction en bourse, motivations, réticences, satisfactions, attentes.

Abstract: Cette étude vise à identifier les déterminants de la demande des soins prénatals (CPN) et de leur discontinuité en Côte d'Ivoire. Pour se faire à l'aide des données secondaires de l'EDS-CI (2011-2012) nous avons respectivement estimé un modèle Logit et un modèle des données de comptage.Outre le modèle de Poisson et le modèle binomial négatif, les effets marginaux ont étés calculés afin de mesurer la sensibilité de chaque variable, prise individuellement sur la probabilité d'avoir une discontinuité de soins prénatals. Les résultats montrent que les déterminants de la demande de soins prénatals sont : le niveau d'éducation, l'opportunité de la grossesse, le.......

Keywords:soins prénatals, discontinuité de soins, données de comptage

Abstract: Capital structure is a significant area in strategic financial decision making of firms. Several characteristics,both managerial and none managerial, influence a firm's capital structure decision. However, managerial characteristics such as age, level of education, tenure, and functional trackwhich were researched extensively in this research area. The aim of this study is to investigate congruency between managerial characteristics of CFO's and capital structure decision, and the impact on performance of the firm. The study is of particular important since developments in the study of finance have shown that the financial decisions are being influenced by managers-shareholders conflict. By drawing from a vast body of research, the study will make a solid concept as well as provide a comprehensive understanding about how CFOs managerial characteristics such as age, level of education, tenure, and functional track, influence capital structure decision and firm performance..

Keywords:Chief Financial Officer (CFO), managerial characteristics, capital structure decision, firm performance, age, level of education, tenure, and functional track

Abstract: This paper examines the factors associated with investor awareness and perceived risk attitude of investors and their relationship with investor behavior. Based on a sample of 204 individual investors from stock market in Nepal, the study shows that two factors namely 'financial awareness' and 'social learning' are highly loaded factors of investor awareness and two factors namely 'affection' and 'cognition' are highly loaded factors of perceived risk attitude of investors in stock market of Nepal. The study also concludes that there is significant positive relationship between investor awareness and perceived risk attitude, between perceived risk attitude and investment behavior and between investor awareness and investment behavior. Further, study reports a significant predictive power of investor awareness and perceived risk attitude variables in determining the investor behavior in Nepal

Keywords: Investor awareness, Perceived risk attitude, Investor behavior

Abstract: Savings and Credit Cooperative societies are key players in the financial sector of a country since the provision of savings and credit advancements thus they are an important of a financial system. Deposit Taking Savings and Credit Cooperative Societies are SACCOs that take demand deposits, and thus offer withdraw-able savings accounts services similar to those offered by Banking Institutions. In Kenya, DT-SACCOs are struggling in serving their members' financial needs consistently partly due to weak financial governance. Inability to adapt to financial market dynamics meant that many DT-SACCOs have not been able to survive in the long-term. According..........

Keywords: Financial sustainability, portfolio diversification, income optimization, risk management

Abstract: The interaction between justice sector and private investmentshas widely been acknowledged by economists and governments. For instance, services provided by police and courts have been found to affect privateinvestments in most economies.However,there is limited information regarding the growth trajectory private investments wouldfollowwhen an exogenous shock to crimeand resolution of court cases occurs. Therefore, this paper investigated the impact of exogenous shocks to crime and resolution of court cases on private investment. The analysis entailed the use of vector auto regressive model and Kenyan data for the period 1960-2016.The results showed that an exogenous shock to crime and resolution of cases impacts on private investment for a relatively long period...........

Keywords:crime, resolution of court cases, shock, impact, private investments